Having your own custom dream home is an exciting and challenging experience. There are so many factors to consider and choices to make. Some of the areas you will want to pay particular attention to are:

Choosing the right builder – there can be a vast difference in your experience from one builder to the next. That is why choosing the right builder is not always about the price. Here are some questions that will guide you in your selection process.

Build your Custom Dream Home with J&L Custom Homes

• Does your builder have experience in building a variety of style homes– you might want a beach type cottage, contemporary design or an elegant sprawling Florida style home.
• Does your builder offer a variety of floor plans with designs you can customize for getting the style and size of home that best fits your needs and budget?
• Has your builder been around for a while?
• Do they have a reputation for building homes with quality construction?
• Do they stand behind their product?
• Does your builder have experience working with investors as well as homeowners?
• Does your builder help you obtain needed financing?

Finding the right location – you may already own a lot for building your dream home in Marco Island or Naples. If not, it is often possible to purchase a home and lot package from your builder. Most builders can help you find land in a community, on a canal, on the beach or other location for building your home. Homes can be built on lots that are inland, with indirect water access or direct water access. Desirability increases based on view, exposure, water access and golf access.

Deciding on a floor plan and elevation – whether you own your own lot or are purchasing a custom home and lot package on a canal or in a community, the size and style of your home must fit the size and configuration of your lot. In either case, your builder will be able to determine from the survey, exactly how much room you have and how the home should be positioned.

Selecting interior and exterior materials and features – one of the great advantages of a custom home is that you get to pick and choose every detail that goes into your home. A custom home allows you complete control of design and materials – from exterior elevations to flooring, custom kitchens, spectacular baths, moldings, lighting, hardware, finishes and more. Be prepared to spend lots of time in the selection process. Many builders will show you design options and send you to showrooms for more choices.

Financing a construction loan – a construction loan is different than a traditional mortgage that is required when you buy an existing property. You will most likely be paying interest only on each draw that the builder takes for each phase of the construction process. When the home is completed, there will be a closing that pays the builder in full and allows you to take possession of that property. Your loan company can provide you with information about the types and amounts of closing costs that will be required. At the time of closing, the construction loan will be converted to a traditional fixed or adjustable rate mortgage – whatever program you select. Marco Realty Associates have an affiliation with Island Mortgage. We help our clients get financing through an interview process and application.

Marco Realty Associates has an exclusive relationship with J&L Custom Homes – a custom home builder in Marco Island. J&L Custom Homes builds homes in Marco Island and Naples. They are known for outstanding quality, integrity and designs that will fit your ideal Florida lifestyle.